Interest rates and housing · MIR.M.LT.B.A2C.A.R.A.2250.EUR.N
Mortgage interest rate in Lithuania
The interest rate on new housing loans to households — the annualised agreed rate, averaged over the period. Published monthly by Lietuvos bankas.
Trailing 12 months
| Period | Value | Change, % | Status |
|---|---|---|---|
| August 2026 | 4.16 | +1.7% | final |
| July 2026 | 4.09 | +1.2% | final |
| June 2026 | 4.04 | +2.0% | final |
| May 2026 | 3.96 | +2.1% | final |
| April 2026 | 3.88 | +2.4% | final |
| March 2026 | 3.79 | +3.3% | final |
| February 2026 | 3.67 | 0.0% | final |
| January 2026 | 3.67 | −0.5% | final |
| December 2025 | 3.69 | +0.3% | final |
| November 2025 | 3.68 | +0.8% | final |
| October 2025 | 3.65 | −0.3% | final |
| September 2025 | 3.66 | −0.8% | final |
What this number means
The interest rate on new housing loans to households — the annualised agreed rate, averaged over the period. This is the all-in price borrowers pay: on a variable-rate loan it contains both EURIBOR and the bank's margin. Compiled and reported to the European Central Bank by the Bank of Lithuania.
Source
Published by Lietuvos bankas.
Indicator code: MIR.M.LT.B.A2C.A.R.A.2250.EUR.N.
The exact query these figures came from
Lithuania, Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER), Credit and other institutions (MFI except MMFs and central banks) reporting sector - Lending for house purchase excluding revolving loans and overdrafts, convenience and extended credit card debt, Total initial rate fixation, New business coverage, Households and non-profit institutions serving households (S.14 and S.15) sector, denominated in Euro
At a glance
| Change over one period | +1.7% | |
|---|---|---|
| Change over a year | +12.7% | |
| Highest | 4.16 | August 2026 |
| Lowest | 3.65 | October 2025 |
Changes are percentages relative to the comparison value. A zero or negative comparison value is shown as unavailable. Highest and lowest refer to the selected period.