{
 "indicator": "busto-paskolu-palukanos",
 "name": {
  "lt": "Būsto paskolų palūkanų norma",
  "en": "Mortgage interest rate"
 },
 "definition": {
  "lt": "Naujų būsto paskolų gyventojams palūkanų norma — perskaičiuota sutartinė norma, laikotarpio vidurkis. Tai bendra kaina, kurią moka besiskolinantieji: kintamų palūkanų atveju ji apima ir EURIBOR, ir banko maržą. Duomenis surenka ir Europos Centriniam Bankui teikia Lietuvos bankas.",
  "en": "The interest rate on new housing loans to households — the annualised agreed rate, averaged over the period. This is the all-in price borrowers pay: on a variable-rate loan it contains both EURIBOR and the bank's margin. Compiled and reported to the European Central Bank by the Bank of Lithuania."
 },
 "unit": {
  "lt": "procentai",
  "en": "percent",
  "symbol": "%"
 },
 "frequency": "M",
 "publisher": "Lietuvos bankas",
 "decimals": 2,
 "builtAt": "2026-08-21",
 "stale": false,
 "series": {
  "": {
   "key": "MIR.M.LT.B.A2C.A.R.A.2250.EUR.N",
   "unit": "procentai",
   "freq": "M",
   "sourceId": "MIR.M.LT.B.A2C.A.R.A.2250.EUR.N",
   "sourceUrl": "https://data-api.ecb.europa.eu/service/data/MIR/M.LT.B.A2C.A.R.A.2250.EUR.N?format=csvdata",
   "datasetUrl": "https://data.ecb.europa.eu/data/datasets/MIR",
   "updated": "",
   "fetched": "2026-08-21",
   "note": "Lithuania, Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER), Credit and other institutions (MFI except MMFs and central banks) reporting sector - Lending for house purchase excluding revolving loans and overdrafts, convenience and extended credit card debt, Total initial rate fixation, New business coverage, Households and non-profit institutions serving households (S.14 and S.15) sector, denominated in Euro",
   "obs": [
    [
     "2004M10",
     3.82,
     "final"
    ],
    [
     "2004M11",
     3.84,
     "final"
    ],
    [
     "2004M12",
     3.79,
     "final"
    ],
    [
     "2005M01",
     3.79,
     "final"
    ],
    [
     "2005M02",
     3.7,
     "final"
    ],
    [
     "2005M03",
     3.69,
     "final"
    ],
    [
     "2005M04",
     3.37,
     "final"
    ],
    [
     "2005M05",
     3.12,
     "final"
    ],
    [
     "2005M06",
     3.07,
     "final"
    ],
    [
     "2005M07",
     3.04,
     "final"
    ],
    [
     "2005M08",
     3.06,
     "final"
    ],
    [
     "2005M09",
     3.05,
     "final"
    ],
    [
     "2005M10",
     3.22,
     "final"
    ],
    [
     "2005M11",
     3.34,
     "final"
    ],
    [
     "2005M12",
     3.36,
     "final"
    ],
    [
     "2006M01",
     3.28,
     "final"
    ],
    [
     "2006M02",
     3.35,
     "final"
    ],
    [
     "2006M03",
     3.6,
     "final"
    ],
    [
     "2006M04",
     3.75,
     "final"
    ],
    [
     "2006M05",
     3.92,
     "final"
    ],
    [
     "2006M06",
     3.99,
     "final"
    ],
    [
     "2006M07",
     4.12,
     "final"
    ],
    [
     "2006M08",
     4.33,
     "final"
    ],
    [
     "2006M09",
     4.47,
     "final"
    ],
    [
     "2006M10",
     4.55,
     "final"
    ],
    [
     "2006M11",
     4.66,
     "final"
    ],
    [
     "2006M12",
     4.73,
     "final"
    ],
    [
     "2007M01",
     4.85,
     "final"
    ],
    [
     "2007M02",
     4.95,
     "final"
    ],
    [
     "2007M03",
     4.94,
     "final"
    ],
    [
     "2007M04",
     5.06,
     "final"
    ],
    [
     "2007M05",
     5.27,
     "final"
    ],
    [
     "2007M06",
     5.45,
     "final"
    ],
    [
     "2007M07",
     5.5,
     "final"
    ],
    [
     "2007M08",
     5.6,
     "final"
    ],
    [
     "2007M09",
     5.63,
     "final"
    ],
    [
     "2007M10",
     5.65,
     "final"
    ],
    [
     "2007M11",
     5.58,
     "final"
    ],
    [
     "2007M12",
     5.71,
     "final"
    ],
    [
     "2008M01",
     5.46,
     "final"
    ],
    [
     "2008M02",
     5.28,
     "final"
    ],
    [
     "2008M03",
     5.52,
     "final"
    ],
    [
     "2008M04",
     5.65,
     "final"
    ],
    [
     "2008M05",
     5.81,
     "final"
    ],
    [
     "2008M06",
     6.05,
     "final"
    ],
    [
     "2008M07",
     6.17,
     "final"
    ],
    [
     "2008M08",
     6.09,
     "final"
    ],
    [
     "2008M09",
     6.11,
     "final"
    ],
    [
     "2008M10",
     6.23,
     "final"
    ],
    [
     "2008M11",
     6.07,
     "final"
    ],
    [
     "2008M12",
     5.45,
     "final"
    ],
    [
     "2009M01",
     5.01,
     "final"
    ],
    [
     "2009M02",
     4.53,
     "final"
    ],
    [
     "2009M03",
     4.5,
     "final"
    ],
    [
     "2009M04",
     4.11,
     "final"
    ],
    [
     "2009M05",
     3.87,
     "final"
    ],
    [
     "2009M06",
     4.15,
     "final"
    ],
    [
     "2009M07",
     3.77,
     "final"
    ],
    [
     "2009M08",
     3.99,
     "final"
    ],
    [
     "2009M09",
     4.08,
     "final"
    ],
    [
     "2009M10",
     3.98,
     "final"
    ],
    [
     "2009M11",
     4.06,
     "final"
    ],
    [
     "2009M12",
     4.02,
     "final"
    ],
    [
     "2010M01",
     3.83,
     "final"
    ],
    [
     "2010M02",
     3.73,
     "final"
    ],
    [
     "2010M03",
     3.84,
     "final"
    ],
    [
     "2010M04",
     3.61,
     "final"
    ],
    [
     "2010M05",
     3.55,
     "final"
    ],
    [
     "2010M06",
     3.72,
     "final"
    ],
    [
     "2010M07",
     3.91,
     "final"
    ],
    [
     "2010M08",
     3.6,
     "final"
    ],
    [
     "2010M09",
     3.67,
     "final"
    ],
    [
     "2010M10",
     3.61,
     "final"
    ],
    [
     "2010M11",
     3.68,
     "final"
    ],
    [
     "2010M12",
     3.71,
     "final"
    ],
    [
     "2011M01",
     3.55,
     "final"
    ],
    [
     "2011M02",
     3.71,
     "final"
    ],
    [
     "2011M03",
     3.71,
     "final"
    ],
    [
     "2011M04",
     3.75,
     "final"
    ],
    [
     "2011M05",
     3.66,
     "final"
    ],
    [
     "2011M06",
     3.71,
     "final"
    ],
    [
     "2011M07",
     3.7,
     "final"
    ],
    [
     "2011M08",
     3.7,
     "final"
    ],
    [
     "2011M09",
     3.95,
     "final"
    ],
    [
     "2011M10",
     3.7,
     "final"
    ],
    [
     "2011M11",
     3.7,
     "final"
    ],
    [
     "2011M12",
     3.63,
     "final"
    ],
    [
     "2012M01",
     3.47,
     "final"
    ],
    [
     "2012M02",
     3.37,
     "final"
    ],
    [
     "2012M03",
     3.18,
     "final"
    ],
    [
     "2012M04",
     3.17,
     "final"
    ],
    [
     "2012M05",
     3.19,
     "final"
    ],
    [
     "2012M06",
     3.03,
     "final"
    ],
    [
     "2012M07",
     2.91,
     "final"
    ],
    [
     "2012M08",
     2.86,
     "final"
    ],
    [
     "2012M09",
     2.79,
     "final"
    ],
    [
     "2012M10",
     2.66,
     "final"
    ],
    [
     "2012M11",
     2.58,
     "final"
    ],
    [
     "2012M12",
     2.4,
     "final"
    ],
    [
     "2013M01",
     2.43,
     "final"
    ],
    [
     "2013M02",
     2.57,
     "final"
    ],
    [
     "2013M03",
     2.38,
     "final"
    ],
    [
     "2013M04",
     2.47,
     "final"
    ],
    [
     "2013M05",
     2.34,
     "final"
    ],
    [
     "2013M06",
     2.4,
     "final"
    ],
    [
     "2013M07",
     2.33,
     "final"
    ],
    [
     "2013M08",
     2.36,
     "final"
    ],
    [
     "2013M09",
     2.57,
     "final"
    ],
    [
     "2013M10",
     2.33,
     "final"
    ],
    [
     "2013M11",
     2.22,
     "final"
    ],
    [
     "2013M12",
     2.22,
     "final"
    ],
    [
     "2014M01",
     2.27,
     "final"
    ],
    [
     "2014M02",
     2.23,
     "final"
    ],
    [
     "2014M03",
     2.28,
     "final"
    ],
    [
     "2014M04",
     2.29,
     "final"
    ],
    [
     "2014M05",
     2.31,
     "final"
    ],
    [
     "2014M06",
     2.26,
     "final"
    ],
    [
     "2014M07",
     2.15,
     "final"
    ],
    [
     "2014M08",
     2.09,
     "final"
    ],
    [
     "2014M09",
     2.04,
     "final"
    ],
    [
     "2014M10",
     1.99,
     "final"
    ],
    [
     "2014M11",
     1.9,
     "final"
    ],
    [
     "2014M12",
     1.9,
     "final"
    ],
    [
     "2015M01",
     1.88,
     "final"
    ],
    [
     "2015M02",
     1.94,
     "final"
    ],
    [
     "2015M03",
     1.99,
     "final"
    ],
    [
     "2015M04",
     1.93,
     "final"
    ],
    [
     "2015M05",
     1.81,
     "final"
    ],
    [
     "2015M06",
     1.84,
     "final"
    ],
    [
     "2015M07",
     1.68,
     "final"
    ],
    [
     "2015M08",
     1.79,
     "final"
    ],
    [
     "2015M09",
     1.93,
     "final"
    ],
    [
     "2015M10",
     1.89,
     "final"
    ],
    [
     "2015M11",
     1.95,
     "final"
    ],
    [
     "2015M12",
     1.92,
     "final"
    ],
    [
     "2016M01",
     1.88,
     "final"
    ],
    [
     "2016M02",
     1.89,
     "final"
    ],
    [
     "2016M03",
     1.96,
     "final"
    ],
    [
     "2016M04",
     1.99,
     "final"
    ],
    [
     "2016M05",
     1.92,
     "final"
    ],
    [
     "2016M06",
     1.96,
     "final"
    ],
    [
     "2016M07",
     1.98,
     "final"
    ],
    [
     "2016M08",
     1.99,
     "final"
    ],
    [
     "2016M09",
     1.96,
     "final"
    ],
    [
     "2016M10",
     2.01,
     "final"
    ],
    [
     "2016M11",
     1.95,
     "final"
    ],
    [
     "2016M12",
     1.92,
     "final"
    ],
    [
     "2017M01",
     1.92,
     "final"
    ],
    [
     "2017M02",
     1.95,
     "final"
    ],
    [
     "2017M03",
     2.01,
     "final"
    ],
    [
     "2017M04",
     2.05,
     "final"
    ],
    [
     "2017M05",
     2.06,
     "final"
    ],
    [
     "2017M06",
     2.01,
     "final"
    ],
    [
     "2017M07",
     2.02,
     "final"
    ],
    [
     "2017M08",
     2.0,
     "final"
    ],
    [
     "2017M09",
     2.07,
     "final"
    ],
    [
     "2017M10",
     1.98,
     "final"
    ],
    [
     "2017M11",
     2.04,
     "final"
    ],
    [
     "2017M12",
     2.07,
     "final"
    ],
    [
     "2018M01",
     2.09,
     "final"
    ],
    [
     "2018M02",
     2.1,
     "final"
    ],
    [
     "2018M03",
     2.17,
     "final"
    ],
    [
     "2018M04",
     2.22,
     "final"
    ],
    [
     "2018M05",
     2.2,
     "final"
    ],
    [
     "2018M06",
     2.24,
     "final"
    ],
    [
     "2018M07",
     2.28,
     "final"
    ],
    [
     "2018M08",
     2.3,
     "final"
    ],
    [
     "2018M09",
     2.26,
     "final"
    ],
    [
     "2018M10",
     2.21,
     "final"
    ],
    [
     "2018M11",
     2.33,
     "final"
    ],
    [
     "2018M12",
     2.32,
     "final"
    ],
    [
     "2019M01",
     2.24,
     "final"
    ],
    [
     "2019M02",
     2.27,
     "final"
    ],
    [
     "2019M03",
     2.36,
     "final"
    ],
    [
     "2019M04",
     2.41,
     "final"
    ],
    [
     "2019M05",
     2.4,
     "final"
    ],
    [
     "2019M06",
     2.39,
     "final"
    ],
    [
     "2019M07",
     2.41,
     "final"
    ],
    [
     "2019M08",
     2.41,
     "final"
    ],
    [
     "2019M09",
     2.4,
     "final"
    ],
    [
     "2019M10",
     2.39,
     "final"
    ],
    [
     "2019M11",
     2.35,
     "final"
    ],
    [
     "2019M12",
     2.38,
     "final"
    ],
    [
     "2020M01",
     2.36,
     "final"
    ],
    [
     "2020M02",
     2.39,
     "final"
    ],
    [
     "2020M03",
     2.3,
     "final"
    ],
    [
     "2020M04",
     2.32,
     "final"
    ],
    [
     "2020M05",
     2.39,
     "final"
    ],
    [
     "2020M06",
     2.4,
     "final"
    ],
    [
     "2020M07",
     2.42,
     "final"
    ],
    [
     "2020M08",
     2.33,
     "final"
    ],
    [
     "2020M09",
     2.31,
     "final"
    ],
    [
     "2020M10",
     2.25,
     "final"
    ],
    [
     "2020M11",
     2.24,
     "final"
    ],
    [
     "2020M12",
     2.2,
     "final"
    ],
    [
     "2021M01",
     2.19,
     "final"
    ],
    [
     "2021M02",
     2.25,
     "final"
    ],
    [
     "2021M03",
     2.2,
     "final"
    ],
    [
     "2021M04",
     2.18,
     "final"
    ],
    [
     "2021M05",
     2.2,
     "final"
    ],
    [
     "2021M06",
     2.22,
     "final"
    ],
    [
     "2021M07",
     2.18,
     "final"
    ],
    [
     "2021M08",
     2.16,
     "final"
    ],
    [
     "2021M09",
     2.15,
     "final"
    ],
    [
     "2021M10",
     2.08,
     "final"
    ],
    [
     "2021M11",
     2.05,
     "final"
    ],
    [
     "2021M12",
     2.05,
     "final"
    ],
    [
     "2022M01",
     2.06,
     "final"
    ],
    [
     "2022M02",
     2.04,
     "final"
    ],
    [
     "2022M03",
     2.03,
     "final"
    ],
    [
     "2022M04",
     2.06,
     "final"
    ],
    [
     "2022M05",
     2.06,
     "final"
    ],
    [
     "2022M06",
     2.17,
     "final"
    ],
    [
     "2022M07",
     2.46,
     "final"
    ],
    [
     "2022M08",
     2.75,
     "final"
    ],
    [
     "2022M09",
     3.46,
     "final"
    ],
    [
     "2022M10",
     3.84,
     "final"
    ],
    [
     "2022M11",
     4.09,
     "final"
    ],
    [
     "2022M12",
     4.34,
     "final"
    ],
    [
     "2023M01",
     4.59,
     "final"
    ],
    [
     "2023M02",
     4.87,
     "final"
    ],
    [
     "2023M03",
     5.03,
     "final"
    ],
    [
     "2023M04",
     5.28,
     "final"
    ],
    [
     "2023M05",
     5.39,
     "final"
    ],
    [
     "2023M06",
     5.58,
     "final"
    ],
    [
     "2023M07",
     5.7,
     "final"
    ],
    [
     "2023M08",
     5.75,
     "final"
    ],
    [
     "2023M09",
     5.8,
     "final"
    ],
    [
     "2023M10",
     5.89,
     "final"
    ],
    [
     "2023M11",
     5.85,
     "final"
    ],
    [
     "2023M12",
     5.62,
     "final"
    ],
    [
     "2024M01",
     5.71,
     "final"
    ],
    [
     "2024M02",
     5.73,
     "final"
    ],
    [
     "2024M03",
     5.67,
     "final"
    ],
    [
     "2024M04",
     5.58,
     "final"
    ],
    [
     "2024M05",
     5.5,
     "final"
    ],
    [
     "2024M06",
     5.44,
     "final"
    ],
    [
     "2024M07",
     5.36,
     "final"
    ],
    [
     "2024M08",
     5.17,
     "final"
    ],
    [
     "2024M09",
     5.02,
     "final"
    ],
    [
     "2024M10",
     4.76,
     "final"
    ],
    [
     "2024M11",
     4.54,
     "final"
    ],
    [
     "2024M12",
     4.36,
     "final"
    ],
    [
     "2025M01",
     4.35,
     "final"
    ],
    [
     "2025M02",
     4.28,
     "final"
    ],
    [
     "2025M03",
     4.2,
     "final"
    ],
    [
     "2025M04",
     4.04,
     "final"
    ],
    [
     "2025M05",
     3.94,
     "final"
    ],
    [
     "2025M06",
     3.76,
     "final"
    ],
    [
     "2025M07",
     3.7,
     "final"
    ],
    [
     "2025M08",
     3.69,
     "final"
    ],
    [
     "2025M09",
     3.66,
     "final"
    ],
    [
     "2025M10",
     3.65,
     "final"
    ],
    [
     "2025M11",
     3.68,
     "final"
    ],
    [
     "2025M12",
     3.69,
     "final"
    ],
    [
     "2026M01",
     3.67,
     "final"
    ],
    [
     "2026M02",
     3.67,
     "final"
    ],
    [
     "2026M03",
     3.79,
     "final"
    ],
    [
     "2026M04",
     3.88,
     "final"
    ],
    [
     "2026M05",
     3.96,
     "final"
    ],
    [
     "2026M06",
     4.04,
     "final"
    ]
   ]
  }
 }
}