Interest rates and housing in Lithuania
The cost of borrowing and how house prices are moving.
EURIBOR
Not published here
European Central Bank
House prices
107.4
+11.9% over a year
Q1 2026
Mortgage rates
4.04 %
+0.28 pp over a year
June 2026
Deposit rates
1.74 %
−0.11 pp over a year
June 2026 preliminary
Business loans
4.89 %
+0.36 pp over a year
June 2026
| Indicator | Value | Period | Change over a year | Source |
|---|---|---|---|---|
| EURIBOR (monthly average) | — | — | — | European Central Bank |
| House price index | 107.4 | Q1 2026 | +11.9% over a year | Valstybės duomenų agentūra · S7R334 |
| Mortgage interest rate | 4.04 % | June 2026 | +0.28 pp over a year | Lietuvos bankas · MIR.M.LT.B.A2C.A.R.A.2250.EUR.N |
| Household deposit rates | 1.74 % | June 2026 preliminary | −0.11 pp over a year | Lietuvos bankas · MIR.M.LT.B.L22.F.R.A.2250.EUR.N |
| Business loan interest rate | 4.89 % | June 2026 | +0.36 pp over a year | Lietuvos bankas · MIR.M.LT.B.A2A.A.R.A.2240.EUR.N |