Interest rates and housing in Lithuania
The cost of borrowing and how house prices are moving.
EURIBOR
2.986 %
−2.4% since previous fixing
2026-10-05
House prices
112.8
+14.3% over a year
Q2 2026
Mortgage rates
4.16 %
+12.7% over a year
August 2026
Deposit rates
2.43 %
+29.9% over a year
August 2026 preliminary
Business loans
5.01 %
+1.6% over a year
August 2026
| Indicator | Value | Period | Change over a year | Source |
|---|---|---|---|---|
| EURIBOR (daily fixing) | 2.986 % | 2026-10-05 | −2.4% since previous fixing | euribor-rates.eu (Triami Media) · EURIBOR-6M |
| House price index | 112.8 | Q2 2026 | +14.3% over a year | Valstybės duomenų agentūra · S7R334 |
| Mortgage interest rate | 4.16 % | August 2026 | +12.7% over a year | Lietuvos bankas · MIR.M.LT.B.A2C.A.R.A.2250.EUR.N |
| Household deposit rates | 2.43 % | August 2026 preliminary | +29.9% over a year | Lietuvos bankas · MIR.M.LT.B.L22.F.R.A.2250.EUR.N |
| Business loan interest rate | 5.01 % | August 2026 | +1.6% over a year | Lietuvos bankas · MIR.M.LT.B.A2A.A.R.A.2240.EUR.N |